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How Does a Reverse Mortgage Work?

Reverse Mortgage allows you to get cash from your home's equity in either monthly payments to you or in a lump sum. You stay in your home and retain the title for life.

Eliminate Mortgage Payments
* Homeowner still responsible for taxes, insurance and property maintenance

Reverse Mortgage FAQ:


  • Can I take 100% of my Home's Value?
  • No, the total maximum loan amount is determined by your loan to home value amount and your age.
  • Is the money I take from a Reverse Mortgage Taxable?
  • In most cases the monthly payments or lump sum amount is not taxable.
  • Do I give up ownership of my home when I get a reverse mortgage?
  • No, you retain ownership and stay in your home with a reverse mortgage.
  • Is my credit score a factor?
  • No, your credit score is not a factor in qualification.
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*You must be at least 62 years of age







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